Meet Joe Cavallo
Future Assurance Medicare Advantage Consultant
with 35 years Experience
Joe is married to his lovely wife Toni and has a blended family of 4 children and one grandchild. Joe is a lifelong resident of Kentuckiana and has spent the last 35 years working in the Life and Health Insurance industry.
He started as a Career Insurance Agent with a major Insurance and Annuity company and for the last seventeen years, his primary focus has been on providing expert advice to his Medicare Advantage clients and building an agency of like-minded insurance professionals who also deliver the same quality advice to our senior clients.
Joe has created a business that offers specialized service focusing on
the Individual and their unique needs, believing it is important to educate and empower clients to feel confident in their understanding of all insurance
solutions. Joe is a graduate of Western Kentucky University. He
spent time as the President and board member of a local chapter of
Health Underwriters Association.
In his spare time he loves boating with his family and friends,
playing pickleball, golf, and volunteering as a basketball coach.
Call Joe Today: 812-786-5803
We do not offer every plan available in your area.
Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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We realize that your needs are unique and specific, and we will never try to sell you something that doesn't truly deliver results for your healthcare and financial goals and needs. This page is specially made to address the unique issues impacting most of you when it comes to Medicare Advantage and/or Medicare Supplement decisions that you must make. You can be assured that our healthcare and financial strategies and advice for you, will always be focused and unique to your needs!
Say hello to this area’s finest Medicare Insurance Specialists. Joe Cavallo is a trustworthy Health Insurance Advisor, who has over 35 years of experience. He is truly one of Louisville and Southern Indiana’s best kept secrets. We at Future Assurance are proud to showcase his life’s accomplishments and gladly announce that they are all available to you today. Please review the information on this page and set up a time to speak with him about how he can serve you. Every member of my Future Assurance Team is committed to delivering an unwavering focus for your finest healthcare plan and financial goals.
We consider it a true honor to guide you through these turbulent times and we are pleased to tell you...there is nothing to fear!
At Your Service,
Ken Prevett
CEO - Future Assurance, Inc
Which Medicare insurance plan is right for me?
This is a question only you can answer after you have carefully reviewed all the information.
Medicare Part A: You are automatically enrolled in Medicare Part A hospital insurance when you turn age 65. Usually there is no cost for this benefit.
Medicare Part B: Medicare Part B covers physician and outpatient hospital services. There is a premium for this benefit. Most people must elect Part B.
If you want additional coverage, here are some of the questions you will need to answer to help you make the right Medicare decision:
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Am I willing to pay a higher premium for lower out of pocket expenses?
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Do I mind referrals?
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Do I want to select my own drug card?
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Do I mind a plan where I have to use a network?
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Do I regularly travel outside my home area?
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Do I want a plan that keeps the same benefits year in and year out?
If you want additional coverage beyond Medicare Part A and Part B, there are 2 avenues:
Medicare
Purchased from the Government
Medicare Advantage Plans
Purchased from private insurance companies who are approved by Medicare.
Medicare pays a fee to your plan for your care, and the plan handles
its own payments to doctors and hospitals.
Real Questions...Real Answers
We can help you laugh more in the future...